Latest column from Denbighshire Citizens Advice is:
Q: My council tax bill is coming
out in March and I am dreading opening it as it always goes up. My income has
stayed the same but everything else seems more expensive and I have hardly
anything left over - how will I cope if my payments for this year go up?
A: Many of us are feeling
overwhelmed as we see our basic bills and essential costs go up. You’re not
alone in finding things difficult and, crucially, there’s support available.
First
off, there are discounts available to some people depending on their
circumstances. You can check your bill or contact your council to find out if
you might be eligible for an automatic reduction to your council tax.
If
you're not getting a discount, you might still be entitled to one. It depends
who lives in the property. So, if you're the only adult in your home, you’ll
get a 25% discount on your council tax bill.
When working out how many people
live in a property, some people aren’t counted - they’re called ‘disregarded
people’ and include under 18s, a student nurse or someone on an apprenticeship
scheme and many more. Checking the government
website for more details. If everyone who lives in the property is
disregarded, you will still receive a council tax bill, but it will have a 50%
discount. However if everyone in your home is a student or severely mentally
impaired, you won't pay any council tax.
Additionally, if someone has
moved out, tell the council as this might change your eligibility. If you are
entitled to a discount as a result, it will be valid from the date when the
person moved out, even if you told the council after the event, and the
reduction may be backdated.
If you think you might be
eligible you should apply to your local council for a discount as soon as
possible. You can find your council's contact details on GOV.UK.
You mention that your income
hasn’t increased. If you are on a low income you might be able to get your
council tax reduced. If you get benefits or have other people living with you,
this might affect how much your council tax is reduced by.
Your local council will ask you
details about your income and your circumstances, so they can work out if
you’re entitled to a council tax reduction. They will then calculate your new
bill and tell you how much council tax you need to pay.
If you have other people living
with you who are aged 18 or over, you might all be responsible for paying
council tax. Only one of you needs to apply for a council tax reduction. The
council will make a decision and reduce the amount of council tax you have to
pay accordingly.
You may also be eligible for
additional support if you’ve reached State Pension age which you can check on
the government website can GOV.UK If you’re under State Pension age, the
‘working age rules’ apply and if you've reached State Pension age, it depends
if you or your partner get certain benefits.
The working age rules still apply
if you've reached State Pension age and you or your partner get:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance
(ESA)
- Income Support
If you've reached State Pension
age and don't get any of these benefits, the 'pension age rules' apply.
Even if none of the reduction
criteria applies to you, your local council can still reduce your council tax
bill or cancel it altogether, this is called ‘discretionary reduction’. They’ll
normally only do this if you can show that you’re suffering severe hardship and
can’t afford to pay council tax.
If you’re in this situation you
should ask your local council for help. You’ll need to show them evidence of
your circumstances. If your immigration status doesn’t let you claim public
funds, you can still apply for a discretionary reduction. A discretionary
reduction doesn’t count as public funds.
We know that times are incredibly tough and
council tax is a priority bill so it’s important to keep in contact with your
council if you can’t keep up payments. Citizens Advice is here to help you find
a way forward, without judgement, working with you side by side.